Opinion Archive

  • Member Alert: Insurance Tax Increase Proposal Would Worsen Already-High Auto Insurance Rates

    Member Alert: Insurance Tax Increase Proposal Would Worsen Already-High Auto Insurance Rates

    As part of the Governor’s 2016-2017 Executive Budget recommendation, the Administration called for the repeal of an insurance tax credit that serves to spread the costs associated with providing healthcare benefits to those injured by an automobile when no other insurance is available. Unfortunately, this proposal gained further attention last week when a number of […]

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  • Michigan should reform no fault auto insurance

    Michigan should reform no fault auto insurance

    To the Editor: I read recently that all Democrats in the Michigan House and Senate have vowed not to support no fault insurance reform. I would like state Rep. Scott Dianda, D-Calumet, to explain this. On a national level, the Affordable Care Act is now law, which: Requires every person to carry health insurance. Eliminates […]

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  • Use new tools to fight auto insurance fraud

    Use new tools to fight auto insurance fraud

    The state should harness technology to crack down on offenders and help bring down rates The Detroit News Our Editorial Those who specialize in auto insurance fraud are deceptively thorough in crafting bogus documents to fool authorities. The result of their high-tech phony handiwork is that honest Michigan drivers are paying hundreds of millions of […]

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  • Hospital pricing and the role of the government

    Hospital pricing and the role of the government

    The Detroit News Gary Wolfram In a major Time Magazine article, Steven Brill documents a series of medical bills that seem unrelated to the cost of providing the services and argues that hospitals, and in particular non-profit hospitals, are enormously profitable. While the profitability of hospitals is an arguable assertion, there is a reason that […]

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  • Hospital bills need transparency

    Hospital bills need transparency

    The Detroit News Rocky Raczkowski Recently the Oakland County Commission passed a resolution to support full financial transparency and disclosure of the Michigan Catastrophic Claims Association Funds. While they should be commended for attempting to get at the problem, they fall short and aren’t asking the right questions. We keep focusing on who is paying […]

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  • Outrageous hospital billing practices are driving up the cost of auto insurance

    Outrageous hospital billing practices are driving up the cost of auto insurance

    Diagnosis: Insufficient Outrage The New York Times By H. GILBERT WELCH HANOVER, N.H. — RECENT revelations should lead those of us involved in America’s health care system to ask a hard question about our business: At what point does it become a crime? I’m not talking about a violation of federal or state statutes, like […]

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  • Letter: Insurance companies not making a fortune off you

    Letter: Insurance companies not making a fortune off you

    Detroit Free Press Since 2001, the average profit for insurers that provide private passenger auto insurance in Michigan was a negative 1.2%. In fact, of all 50 states, Michigan was last in auto insurance profitability (it didn’t have any), according to the National Association of Insurance Commissioners. That is a far cry from trial attorney […]

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  • Editorial: Accelerate auto insurance reform

    Editorial: Accelerate auto insurance reform

    To cap auto insurance payouts at $1 million would still leave Michigan with most generous program The Detroit News Gov. Rick Snyder has introduced auto insurance reform to the state’s no-fault system. The reform that caps payouts for medical costs and will finally give Michigan drivers relief from some of the nation’s highest auto insurance […]

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  • LETTERS: Don’t ignore no-fault reform

    LETTERS: Don’t ignore no-fault reform

    Crain’s Detroit Business Editor: I am greatly disappointed to read the Feb. 25 opinion on potential no-fault reforms (“No-fault reform: No data, no deal”). Rather than analyzing the facts surrounding the structure, purpose and operations of the Michigan Catastrophic Claims Association as well as the need for substantive reforms to Michigan’s unique automobile no-fault insurance […]

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  • Auto insurance fraud costs state $3 billion annually

    Auto insurance fraud costs state $3 billion annually

    MLive By Danielle Favorite Auto insurance fraud is a growing problem in Michigan. What is auto insurance fraud? It includes staged auto accidents and false claims of injury; false reports of stolen vehicles and billing for medical treatment never rendered. To deter this activity, there is legislation (House Bill 5701) that I support to create […]

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